Saving & Investing

Growth Calculator

Compound Interest Calculator

Use the compound interest calculator to see the effects of compounding on a savings plan. Adjust the lump sum payment, regular contribution figures, term and return rate. This calculator is intended to give you an idea of how returns and compound interest can work in...

Best Way to Save Money For a Child

What is the best way to save money for a child?

Are you a parent who wants to put something aside for your child’s future? If your child has just been born, then you have the big advantage of having time on your side which is a huge asset when investing money. Notice I said investing...

Should I Reduce Investment Risk Approaching Retirement?

I currently have the largest part of my pension fund invested with the NEST Workplace Pension scheme. As I have more than 20 years of working life left, I have chosen the NEST Higher Risk Fund, which has performed reasonably well from what I have...

Junior ISA Calculator

Junior ISA Calculator (2019/20)

Investing for a child but not sure where to begin? Taking a look at the providers’ charges could be an important step. Charges can really eat into long term investments such as Stocks and Shares Junior ISAs. Use the Junior ISA Calculator below to gauge...

How Do Pensions Work?

How Do Pensions Work?

It is often difficult to convince younger people to think about their financial future, especially one that is decades away. But whatever age people begin drawing their state pension, most will not be able to live a comfortable life in retirement if they rely on...

How Does a Stocks and Shares ISA Work?

I want to start this post by addressing some fears or phobias that many readers may have with regards to investing their money. It’s only relatively recently that the internet has opened a new pathway to people wanting to invest their money relatively quickly and...